Money Borrowing Apps: Here Are the Best Apps for Quick Cash in 2022

When you need money, you can't get it fast enough. If you're living paycheck to paycheck, you may find yourself needing money for an emergency. 

Payday loans are available, but they come with high-interest rates that cost you more in the long run. Here are the best money borrowing apps on the market today.

Earnin

Earnin is entirely free to use. It's a paycheck advance app that lets you borrow against your next paycheck. It connects to your bank account to confirm a payment schedule. Get what you need today, but pay it back on payday.

Dave

Dave is here to help when you're worried about overdraft fees. It can cover some of your short-term expenses while waiting for your next paycheck.

Brigit

Brigit is a budgeting tool that offers cash advances to stretch funds when you need it. You have to have an active checking account and wait 60 days, but they're helping you build better money habits in the meantime.

Current

Current is a mobile cash advance app that serves as a short-term checking account. You'll get paid two days early and have up to $100 overdraft without fees. You'll find lots of valuable features to help.

Chime

Chime's SpotMe can be used as an overdraft protection feature on your Chime spending account. You'll need to setup qualifying direct deposits, but you'll have money available when you need it without extra fees.

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