Saving money doesn’t have to be hard. Get started today with these easy to read posts on budgets, minimizing debt, cash back apps, and more.
Personal finance software refers to any app, program, or application that helps you make better financial decisions. Though a personal finance app may sound trivial, it can help you learn about essential financial management, help you organize your money, and move you closer to your long-term financial goals. The best personal finance software for you will depend on…
You may recognize the phrase “money isn’t everything.” Maybe you heard it from a parent or teacher when you were a kid, or perhaps you picked it up as an adult. If you’ve ever caught yourself saying this, this post is for you. Contrary to popular belief, money is everything — but maybe not for…
Could Gen Z be on the precipice of mirroring Millennials’ financial woes during the Great Recession? Now that the post-holiday bills have started creeping in, many people are quaking in their boots at the thought of hefty bills eating away at their bank account. The pandemic has been a harsh reminder of how fleeting financial…
Are you stressed about money? You’re not alone. According to a study by Capital One, 73% of Americans rate money problems as the number one factor contributing to a more stressful life. But it doesn’t have to be bad. In fact, situations can always be worst. It comes down to mindset, practicality, and honesty….
I’ll never forget the first time I played a Final Fantasy game. I was about eight-years-old and was spending the night at a friend’s house. His parents recently bought him a Super Nintendo, the premier gaming system, and the Sega Genesis. At the time, Final Fantasy II (aka FF IV) was brand new. I had…
In the past 20 years, the cost of attending college has tripled and increased almost 8 times faster than wages. While public higher education is mostly a state responsibility, the federal government does incentivize continuing education through tax deductions and tax credits. To understand how you might take advantage of these tax deductions as a…
If you don’t know how to handle money, you’ll never have enough. Net worth doesn’t determine financial success. Just take a look at some of the rich and famous that have fallen into bankruptcy despite having millions in the bank. Our problem with money stems from bad money habits. Not from a lack of it….
A good credit score can make a real difference in your life, whether it’s getting a loan, buying a car, or renting an apartment. And according to Forbes, a good credit score saves you about $35,000 per $100,000 you borrow for a mortgage. If you are trying to improve your credit score, it’s essential to…
Dividends are one of my favorite things to collect. Even John D. Rockefeller understood the power of dividends. He has been quoted as saying, “Do you know the only thing that gives me pleasure? It’s to see my dividends coming in.” Buy a stock that pays a dividend, and a company pays you passive income every quarter…
Freelancers often work hard for their earnings. If they keep good financial records (including all those 1099s), and prepare their tax returns correctly, freelancers can often tap into a number of deductions that can help lower their taxes and allow them to keep more of their hard-earned income. Because taxes for people who are self-employed can…
It’s pretty safe to say that most people would prefer to avoid thinking about taxes. But Tax Day (this year, April 15, 2021) will be here before you know it. And things will go much more smoothly if you’ve planned. Outsourcing tax return preparation to an accountant can help you navigate the maze. But your accountant won’t be able…
If you earn a steady income or even an inconsistent one, you’re likely paying taxes or on the hook for them. Employers withhold taxes each pay period from their employees’ paychecks, sending them to the IRS and your relevant state and local governments. But that’s only the first step in the process of handling your…