Saving money doesn’t have to be hard. Get started today with these easy to read posts on budgets, minimizing debt, cash back apps, and more.
Are you struggling to get your finances in order? Do you feel like something comes up and throws you off every time you get on top of your budget? Unexpected bills can quickly derail your budget if you’re not prepared. If you’re looking for a way to take control of your finances and get your…
How to save money for a house is one of the biggest challenges to homeownership. There are many schools of thought on the topic. The reality is that housing is one of the biggest expenses of the average American. Housing cost accounts for 34.9 percent of the total annual expenditure in 2020, a 2.1 percent…
According to a recent survey by Debt.com, Americans are embracing budgets more and more. A staggering 80% of the respondents monitor their spending habits which is a surprising uptick from the 68% who said they manage their money with a budget two years prior. The rise in budgeters isn’t a trend–it’s a lifestyle. It’s the…
It’s no secret that money plays a role in all of our lives daily, but not always in obvious ways. From the clothes you wear to the type of work you do, even down to the brand of dish soap you use, money guides countless decisions that shape our lives. The omnipresence of money sets…
With many companies embracing remote work even in the post-pandemic era, more and more Americans have the option to reconsider where they live. According to the Future Workforce Report, by 2025, 36.2 million Americans are expected to work remotely, almost double the pre-pandemic amount. Traditionally, people were forced to live within a reasonable commute of…
If you’re trying to build your credit score, the responsible thing is to check your official credit report regularly. A mistake on your credit report can lead to bad credit, even if you’ve been a responsible spender. Keeping up with your credit report is vital. Mistakes are more common than you might think. A study…
According to the Consumer Price Index, the annual inflation rate as of January 2022 was 7.5%. Everyday items like groceries, gas, electricity, and clothing cost more and more. With the average employee raise of 2-3%, consumers pay more for less. However, that doesn’t mean you have to spend more than is required. A new wave…
Planning a vacation or trip can be a fun anticipatory experience. Planning the transportation for the trip can take the wind out of your sails, though. Maybe you are trying to decide between getting a cheap rental car and picking something a bit more fun. Usually, when looking back on vacation, you remember the experiences,…
Credit scores can have a profound impact on our finances. For example, a good credit score could mean better terms on your loan. It could also be the difference between being approved or denied for a loan in the first place. When we talk about credit scores, there are typically two significant players, FICO and…
Has your grocery store bill increased lately? Prices keep rising in stores across the United States. According to the Consumer Price Index, food at home costs increased by 6.5% last year. The most significant category increases included meats, poultry, fish, and eggs. These increases have significantly impacted the average household grocery budget and meal planning…
It’s tax season, so there is no shortage of advertisements for companies or services that want to help you do your taxes. However, you may have wondered if you can do your taxes for free. The routes to doing your taxes for free can be challenging to find, so using these services might seem like the only…
Saving money is not inherently difficult. The hardest part is finding new or creative ways to save money and then acting on them. Many people feel finding new ways to save money is too much work and that the effort needed to save a few bucks isn’t worth their time. Yes, it’s easier to go…