What is the average stock market return? Glad you asked that question. Talking averages are always tricky when you are talking about lumpy numbers. The average stock market return is the percentage change in the stock market value for one year or a period of years. Historically, the average stock market return has been roughly…
If you are looking to buy a home but are putting in less than a 20% down payment, you’ll likely be paying PMI or Private Mortgage Insurance. PMI is an insurance policy for the lender in case you stop making your monthly payments. Depending on your LTV (loan to value) ratio and other factors, your…
Like most things in the investment world, the answer is it depends. So keep reading to learn is buying one share of stock worth it and how to build wealth.
Whether you are just starting to invest or have been investing for decades, dividends can be a valuable part of anyone’s investing portfolio. However, you’ll typically see dividends associated with those getting closer to retirement who are not looking for as much growth in their investments but are more so looking to supplement their income….
Have you ever heard of the word Paradigm? ( sounds like par-a-dime) It refers to something, not in the physical world but is a theory or structure of thinking like “science,” “math,” or the world being round. It’s not something you can see or that exists but something created or put in place to help…
You can’t save your way to retirement. You have to invest. And there’s really no better person to handle your investments than you. Whether you’re self-investing or using a financial advisor, you need to understand what’s going on. It’s easy to get distracted and feel like you can’t do it with confusing investing jargon and…
Whether you need a trustworthy babysitter for a date night, special occasions, or for long-term work, you are probably wondering, “What is the going rate for babysitting?” All kinds of babysitters are available for whatever your schedule requires, but what you need from your babysitter can dramatically change your rates. The national average hourly rate…
How do stocks work? Investing in stocks via the stock market may seem intimidating. I mean, who hasn’t seen a movie where investment brokers are fervently yelling on the New York Stock Exchange to buy and sell stocks for their clients. Honestly, this scared me from buying stocks for many years. I naively thought I…
Whether you’re in the process of buying a new home or you just paid off your mortgage, at some point, you’re going to ask yourself, “Do I need flood insurance?” Some lenders require homeowners to obtain a flood insurance policy. However, some do not. It generally depends on the risk of flooding around the home….
Ever heard the old saying, “out of sight, out of mind?” Well, there’s some truth to it. When your goals are out of sight, they’re easy to forget. And let’s face it, you’re not working on them if you can’t remember them. Keeping your goals front and center helps you track progress and stay inspired. This is…
There are plenty of reasons to think about investing in a short-term rental property out of state. You may have just gone on a vacation and decided the people who own the place you are renting were making a killing. You may have been considering buying rental properties and then started seeing the comparison of…
There’s a popular saying that money talks. So when it comes to learning how to manage your own money, are you listening? By the time you finish reading this article, you’ll be ready to close your eyes and open your ears to the best financial podcasts that can help you make the most of your…