Ever heard the old saying, “out of sight, out of mind?” Well, there’s some truth to it. When your goals are out of sight, they’re easy to forget. And let’s face it, you’re not working on them if you can’t remember them. Keeping your goals front and center helps you track progress and stay inspired. This is…
Have you ever felt like your finances are out of control? There’s money coming in, but it never seems to be enough to cover all the bills and enjoy life, let alone enough to start saving. Have you tried to pay yourself first? You may find yourself questioning a pay yourself first mentality because you…
It’s not necessarily the amount of money you make that makes you happy. Instead, it’s your bank balance. It’s the amount of money you have available, that really matters. Your savings account is essential to your happiness. And how you manage your savings account is even more critical. Now there are a lot of tools…
Have you ever wondered why you don’t have more money in the bank, or you buy things you don’t need? Ever been jealous that someone else is reaching all of your money goals? Perhaps you aren’t budgeting, or you’re spending too much on extras. Odds are good that you aren’t determined and focused. And more…
Answering the question, “what car should I buy” is anything but easy. Buying a new or used car is a confusing process. There are so many choices out there. It works the best when you can approach it systematically, thinking about the crucial factors before you even step foot on a car lot. What Car…
The Free Life Workbook is your answer to taking control of finances. It was created by Scarlett, a rental investing leader for millennials, who paid off $70,000 in student loans and is on her way to retiring by 38. She established ThirtyEight Investing as a hub for young female investors to grow wealth and rental…
The average college graduate receives $1,847 worth of cash and gifts from family and friends. While it’s tempting to splurge all of it, your future self will thank you for spending it wisely. Don’t worry. With these 12 smart spending strategies, you’ll still be able to treat yourself while learning to be financially responsible. 1….
Dealing with debt can feel like a hopeless situation. You try your best to make your payments, but interest charges eat up all your progress. The next month, you’re back to square one. Sound familiar? Don’t worry: You don’t have to be stuck with debt forever. We reached out to several experts and got their…
This week Inside Edition aired their investigation into Dave Ramsey’s three-year endorsement of Timeshare Exit Team, a company currently being sued by the Attorney General of Washington State. Their conclusion: Ignore his advice, and you’ll be richer for it. Dave Ramsey, Timeshare Exit Team, and a Lot of Unhappy Customers For the past three years,…
Most of us have to work a day job. We have bills to pay and mouths to feed. But that doesn’t mean we have to take whatever they offer us. Many companies offer incredible perks and benefits that help take the sting out of working. Other perks at work seem nice on the outside but…
Ever heard the story about peas? Legend has it that Italian engineer Vilfredo Pareto noticed something peculiar about the peas growing in his garden. Vilfredo recognized that approximately 20% of his pea plants were yielding 80% of the pea crop. The engineer inside got the best of him, and he expanded this concept to macroeconomics,…
Do you often spend more than you’d like? Here’s everything you need to know about impulsive vs. compulsive spending. We all make unplanned purchases from time to time. It can be as simple as doing groceries while you’re hungry and picking up something extra you didn’t plan on buying. That is what we call impulsive…